Credit Card Payoff Calculator

Multi-Card Credit Card Payoff Calculator (CIBIL-Safe)

Credit Card Payoff Calculator (Multi-card)

Add your cards below. The calculator always pays minimums first (CIBIL-safe). Extra money is applied according to the chosen strategy.

Card Name
Label for this card
 Balance (₹)
Current outstanding balance
 APR (%)
Annual interest rate
 Min Payment (₹)
Minimum monthly due
 Limit (₹)
Credit limit (used for utilization)
 Remove
Remove this row

Tip: Keep utilization per card under ~30% for a healthier credit score. This tool always pays minimums first and never skips them.

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